Naken Interiors | 0% Finance
***EXTENDED CHRISTMAS RETURNS*** - On eligible orders placed between 8th November and 21st December 2018 - See more details

0% Finance

Whether you’re planning an interior renovation or adding the final flourishes to your design project, make your dream interior space a reality with Naken Interiors Interest-Free Credit.


At Naken interiors, we firmly believe that everyone should be able to style their home or design project with (non-discounted) home accessories and furniture that will inject individual style, taste and aesthetic to your décor scheme. So, we have teamed up with Divido, the trusted credit application service to help make styling your home more affordable. Subject to eligibility, we are offering you the option to spread the cost of your order with 0% interest finance, paying as little as £28 a month (that’s less than £1 a day!)


* FAQs *

 To find out more, we have answered frequently asked questions below:


Does the finance option only apply to certain items?

 The 0% finance service provided by Divido is eligible for all orders over £250. This applies to all of the products on our website. So, if you wanted to shop a décor look with products from numerous brands, your order is still eligible for this option.


Unfortunately, 0% finance cannot be used in conjunction with sale items, discount codes, or the Naken Interiors 10% off your first order offer.


Do I qualify for financing and what is the criteria?

 To apply for the 0% finance scheme, you must meet the following criteria:


·      You must be 18 or over

·      Have been a resident in the UK for 3 consecutive years

·      Have a UK bank account that accepts direct debit

·      The delivery address must match the address that you enter upon application and the address of your bank account’s billing address


What is the minimum and maximum order total for 0% finance?

 In order to be eligible for 0% finance, your order total must be a minimum of £250 and a maximum of £15000.


Is a deposit required?

 Yes. Divido requires a minimum deposit of 10% of your order total. Please note, if your order comes to a total of £250 (the minimum order total to be eligible for 0% finance) a deposit of £27.78 is required. Orders over £250 require a minimum deposit of 10%.


The deposit will be charged to you at the application process and will be debited immediately.


How long is the repayment period?

   You can choose from a 6-month, 9-month or 12-month repayment period. The total of your order will be divided into equal instalments across your chosen repayment length. 


The first instalment will occur 30 days after your order has been delivered to you. The remaining instalments will be reoccurring every 30 days for the duration of your chosen repayment period.


What Is the order application process?

      1.      Add your products to your basket (remember your basket value must be at least £250 and you must not have applied any               discount codes or added sale items to your basket.

2.     When at the checkout stage of our website, please select ‘pay in instalments with Divido’ and then click ‘apply for finance.’

3.     Enter your details in the application form

4.     Your account will be reviewed by Divido instantly and you will receive approval or disapproval within a few minutes. If your account is not approved, please follow the steps provided and call Divido to be informed as to why.

5.     Complete the e-signature

6.     You will be required to pay the deposit fee (if your order is the minimum of £250 a deposit of £27.78 will be applied.)

7.     You will receive an order confirmation from us along with an estimated delivery lead time and any other important information regarding your order.


Can I use a discount code with the 0% finance service?

 No. Unfortunately, discount codes, sale offers and promotions cannot be used in conjunction with the 0% finance service.

 This includes the Naken Interiors 10% off your first order offer code, 10% off review code.


Why was my credit application declined?

 Before worrying, please ensure that you have not made an error and you have filled in all of the required fields of the application form. Other circumstances where credit applications are declined could be due to a limit credit history or poor credit rating. If you are in doubt of your credit rating, please consult a credit reference agency.


* Disclaimer *

 Please note, all checks and applications are processed securely by Divido, with Naken Interiors acting solely as an intermediary.  For more information, please see our Terms & Conditions.

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